I have a few credit cards, and if I am not smart to control my finances, I know I have credit card debts up to my nose. I have seen it happen to my friends and colleagues before. They hold high paying jobs, some of their pay packets are three times more than mine, and yet their credit card debt is so much, while I make it a point to settle my bills at the end of each month.

Well, apart from being clever in managing my finances and living within means, I do keep in touch with credit card news and take credit card advice from reputable websites. This way, I always get the best out of my cards.