I don’t know if I am exceptionally bad with budgeting or whatever but it appears to me that I always start a new month negatively. This month, I was down by RM200. Last month, if memory serves me right, I was down by RM500 or so.
I know that I am not good in Mathematics but I thought that I have my finances under control but at this point, I still need another RM900 to cover the month’s expenses and there are still just 8 more days to go before the month is over. I thought that I would have a little breathing space as July is a longer month with 31 days but an extra day does not seem to be helpful at all.
The only solution moving forward would be to slash my parents’ allowances. While my friends are only giving their parents a few “hundred”, some not at all, I give them by the thousands. It is a burden to me, obviously. I need budgeting software to put my accounts in order. Right now, I’m just writing on pieces of paper which I discard once the month is over.
Perhaps this is why I am unable to track where the money has gone and I am unable to see if I have spent money unnecessarily. It’s time to make some changes.
I know that I am not good in Mathematics but I thought that I have my finances under control but at this point, I still need another RM900 to cover the month’s expenses and there are still just 8 more days to go before the month is over. I thought that I would have a little breathing space as July is a longer month with 31 days but an extra day does not seem to be helpful at all.
The only solution moving forward would be to slash my parents’ allowances. While my friends are only giving their parents a few “hundred”, some not at all, I give them by the thousands. It is a burden to me, obviously. I need budgeting software to put my accounts in order. Right now, I’m just writing on pieces of paper which I discard once the month is over.
Perhaps this is why I am unable to track where the money has gone and I am unable to see if I have spent money unnecessarily. It’s time to make some changes.
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