OMG I just calculated that I spent RM1000 over the past two weeks and it is still not even mid month yet. Die... this means that I have dug into my savings because I am out of budget for the month already. Yerrr this is what I hate. I don't want to move my savings because, well, that IS Savings, right?
I always try to spend money that is from my monthly income and set aside a little to be saved, without withdrawing. Maybe that is why I always feel that I do not have enough money! But then I have been there, done that and I don't want to get back to that position before!
Even though the banks are only giving 0.2% and 0.3% interest rate, which is like SO little, what can we do since it is risk free?
I always try to spend money that is from my monthly income and set aside a little to be saved, without withdrawing. Maybe that is why I always feel that I do not have enough money! But then I have been there, done that and I don't want to get back to that position before!
Even though the banks are only giving 0.2% and 0.3% interest rate, which is like SO little, what can we do since it is risk free?
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