Which Credit Card To Apply For? | ** An Anonymous Journal **

Sunday, September 09, 2007

Which Credit Card To Apply For?

Recently, I consulted my friend on the best credit card for me that suits my usage, meets my needs and complements my lifestyle. I get confused with credit cards all the time because it seems like there is a better product out almost every month with more attractive benefits. Don't you think so?

My friend told me that the best for me is a Credit Card Reward Program, especially one that rewards us with cash. You know, there are cards that come with cash back or loyalty points that can be converted into cash or discount vouchers.

According to my friend, since I do not have time to travel or go on holiday, I should not get one that rewards us with frequent flyer points. He said that getting a credit card is a personal preference and I would have to do the homework and research myself. It is best for me to go to a credit card comparison site where all the cards are listed and just check their benefits side by side and how applicable the rewards are at this point in my life.

That's some great feedback from him, as usual!

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