A friend who works in a bank told me that interest rates have fallen to a level that it is no longer viable to save. We would be better off taking the money and investing in real estate and we could even take out a low interest loan.
I'm not very good when it comes to the management of personal finance. All I know is to save but to make money work for us instead, we have to reinvest it somewhere. And yes, I am thinking of real estate, and in the midst of looking for a joint venture partner that I could trust.
I was told of a free personal finance manager software called Monex which I would like to try out later. I can't download it now on my company assigned notebook.
I'm not very good when it comes to the management of personal finance. All I know is to save but to make money work for us instead, we have to reinvest it somewhere. And yes, I am thinking of real estate, and in the midst of looking for a joint venture partner that I could trust.
I was told of a free personal finance manager software called Monex which I would like to try out later. I can't download it now on my company assigned notebook.
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