Interest-Free Installment Plan With Credit Card Purchase | ** An Anonymous Journal **

Friday, April 25, 2008

Interest-Free Installment Plan With Credit Card Purchase

As you know, I bought a laptop recently but did you know that I nearly fainted when my friend told me that I could buy a better laptop, with higher specifications and pay for it by interest free installment by charging my credit card?

Gosh.... I didn't tell him that I no longer have a credit card. I don't have a credit history and do not know how to get a credit card with no credit history. Is it possible?

According to a friend who owns a slew of credit cards, even though she is "only a homemaker", yes, it is possible and there are plenty of credit cards for people just like us.

There was once when I went out with her and what surprised me was that she charged her credit card for every little purchase even though the amount was nominal. I took a peep at her purse and at a glance, I would say she has more than ten cards from major banks.

I think I need to find out from her how to apply for credit cards so that when I purchase my next big-priced item, I could pay by interest-free installment as well!

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