Applying For A Credit Card? | ** An Anonymous Journal **

Tuesday, January 15, 2008

Applying For A Credit Card?

My cousin brother has been contemplating applying for a credit card. It is so easy to apply for Credit Cards nowadays that even with a single pay check only, we can apply for multiple cards. My cousin is young and just started working so I am afraid that he may misuse his credit card.

The main consideration when applying for a credit card, I told him, is to ask ourselves why do we need it and what are we going to use it for. My favorite cards are those that come with cash back and rewards that are beneficial to me but that is my personal preference.

I told my cousin that he should compare the various credit cards from a credit card search engine and then decide from there. There are so many credit cards, surely we can't have them all, right? This site is a good place to start the elimination game.

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