This past week, it looked like the USD has been on a free fall. Just check the graph that I published in a previous post. Is it getting weaker or is the Ringgit getting stronger? Can't be the Ringgit is stronger gua?

This means that from two weeks ago and at today's rate, with every US$1000 we cash out, we are losing MYR100. Can you imagine the things that we can do with that MYR100? I certainly can! I don't think I even spend that much on myself per month not taking food and transportation into consideration lah!

For most of us, we are not even getting the full exchange rate because we will have to pay service charges to PayPal and to our Banker. This is understandable but it hurts the pocket. For every withdrawal that we make, we lose a total of 10% off the amount, both sides. No fun lah, like this!

I only pray that the rate won't go any lower!